A Dhanteras card that pays out in memories

Dhanteras is about wealth — so send them an investment. A KoiKoi Dhanteras card opens on "you've just received an investment", grows a money plant full of wishes when they tap it, shows your photos as a passbook statement, then springs the fine print and a contract they have to sign. Made for a friend, your gang or a sibling — one private link, ready in minutes.

Create a Dhanteras card

What they'll experience

  1. Step 1

    Open the investment

    The card opens on the investment you've made in them.

  2. Step 2

    Grow the money plant

    Each tap grows it and drops a Dhanteras wish.

  3. Step 3

    Check the passbook

    Your photos as deposits in their account statement, with your captions.

  4. Step 4

    The fine print and the contract

    A cheeky clause, then a friendship contract — and the No button won't cooperate.

Made for a friend, your gang or a sibling

Pick who it's for and the card's wishes, fine print and ending change to match — a mithai party for a friend, Goa plans for the gang, a new phone for a sibling. Send the gang version once and the whole group gets the same link.

Your photos, your captions

Add up to five photos and give each one a caption, or keep the suggested captions. They become the deposits in the passbook statement.

Dhanteras wishes to borrow

  • “May your salary credit before the 1st. Every single month.”
  • “May your bank balance grow faster than your food orders.”
  • “May every sale you open still have your size.”
  • “May your wallet stay full and your heart fuller.”
  • “May your wallets stay full and the group chat stay loud.”

Frequently asked questions

Can I send one card to my whole gang?

Yes. Choose the gang option and the card speaks to everyone at once — share the one link in your group chat.

Can I write my own captions for the photos?

Yes. Each photo gets an optional caption; leave one empty and the card uses a suggested caption instead.

Do they need to download an app?

No. It's a private webpage. They tap the link and it opens in their phone's browser — on WhatsApp, Instagram or anywhere else you share it.

Can I preview it before sending?

Yes. Preview Mode lets you walk through the full experience exactly as they'll see it before you unlock the private link.

How long does the link work?

The private link stays active forever — it never expires, so they can come back to it any time.

Is it a subscription?

No. It's a one-time payment per surprise — no subscription, no autopay.

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